Bengaluru Techie Couple Spends ₹9 Lakh Yearly on Travel in Average ₹1.73 Lakh Monthly Budget

A Bengaluru-based couple of software engineers spends an average of ₹1.73 lakh every month on household expenses, with yearly travel emerging as their single largest cost. Instagram user Shubhi Khandelwal revealed the financial breakdown of her dual-income household, noting that they spend about ₹9 lakh annually on trips, which averages out to ₹75,000 per month based on their actual spending over the last two years.

Monthly Expenses

Rent and maintenance for their flat cost around ₹60,000 per month, though Khandelwal noted that prices vary significantly across different areas of the city. Food and household needs require another ₹13,000 to ₹14,000 monthly, driven largely by high-protein essentials such as Greek yogurt, paneer, and whey protein. Domestic help for cooking and cleaning costs the couple ₹8,000 per month.

Transport and Leisure

Weekend activities, including dining out, take up about ₹10,000 every month. For daily travel using their car and cabs, they spend ₹3,500 on petrol and transport. Miscellaneous shopping and other requirements add another ₹3,000 to their monthly outgo. Beyond these living costs, the couple maintains individual investment portfolios in both the Indian and US stock markets.

Context

High living costs and rising rents in technology hubs like Bengaluru often prompt urban professionals to share detailed financial breakdowns on social media. While dual-income technology households frequently allocate large portions of their earnings to discretionary lifestyle choices like travel and investments, housing remains one of the largest fixed monthly burdens in metropolitan areas.