Major Indian Banks Post Strong Profit and Loan Growth in September Quarter

Central Bank of India reported a 21% rise in September 2026 quarterly net profit to Rs 1,469 crore, supported by 26% net interest income growth and 30% loan expansion, alongside improvements in asset quality with net NPA declining to 0.31% and strengthened operating efficiency.

HDFC Bank Results

Meanwhile, HDFC Bank posted a nearly 5% year-on-year increase in standalone net profit to Rs 19,509.96 crore for the second quarter of FY27, up from Rs 18,641.28 crore in the previous year, while net interest income grew 9.72% to Rs 34,619.18 crore. HDFC Bank's gross advances increased 16.3% year-on-year to Rs 32,19,500 crore, led by a 23.5% rise in small and mid-market enterprise loans, alongside total deposits climbing 18.8% to Rs 33,27,400 crore and a net NPA ratio remaining stable at 0.37%.

Context

Quarterly earnings reports from major lenders offer a clear health check on the wider economy by tracking how much people and businesses are borrowing and repaying. Strong loan growth and lower bad loans typically point to healthy business activity and steady consumer spending across the financial sector.